Louisiana Citizens Property Insurance Corp. ("Citizens") has appealed to the United States Supreme Court over an award of $104.6 million to thousands of its Louisiana policyholders. Citizens is the insurer of last resort in Louisiana, which means that Citizens insures homeowners in Louisiana that cannot get private insurance due to high risk. The large judgment against Citizens is due to slow and delayed adjustment of hurricane claims for Louisiana policyholders in 2005.
According to the Los Angeles Times, a California jury recently awarded over $8 million to an elderly homeowner whose home was nearly destroyed after a dump truck crashed into the home, rupturing a gas line, and causing an explosion. Residence Mutual Insurance Co. had insured Robert Christopher's home for more than fifty years. According to Christopher's attorney, Mark Geragos, "The insurance company did everything possible to try and torpedo this World War II veteran's case."
In a recent decision, the Texas Supreme Court ruled that an injured employee who was denied worker's compensation benefits was not entitled to sue the carrier for its violations of the Texas Insurance Code.