Can You Recover Medical Expenses After a Personal Injury?

If you’ve been injured in an accident caused by someone else’s negligence, then you are likely in a good position to launch a suit to recover the expense of your medical bills and treatment. However, personal injury cases can be difficult to handle by yourself. It’s best to seek the guidance of an experienced legal team in Houston, TX so you can receive the compensation you deserve for your injury and other damages.

Can You Recover Medical Expenses After a Personal Injury?

Yes, you can recover the expenses of medical treatments related to a personal injury when you file a lawsuit against the person or entity that is liable for your accident or injury. In fact, this is the most common reason why people make injury claims to insurance companies or file direct lawsuits with their local court system.

Medical bills related to treatment, surgery, prescriptions, hospital stays, and physical therapy can be expensive, and if you are paying for these bills out of your pocket, you could very easily be facing bankruptcy without adequate compensation. The fact of the matter is that you shouldn’t have to pay medical bills for injuries that were caused by another person’s negligence.

Common Medical Bills

Even if you have health insurance, the chance is high that you will have medical bills that are not covered by your insurance. Either the co-pays for your treatments will be astronomical or you will overrun your deductible and need to pay out of pocket for your medical treatment. There are many medical bills that are common after an accident, including:

  • Ambulance transportation
  • Emergency room treatment
  • Surgery
  • Ongoing doctor appointments
  • Prescriptions
  • Physical therapy
  • Assistive devices
  • And more

While the extent of your medical bills will be determined by the type of treatment you needed to recover from an injury or even save your life, the fact remains that you should not have to pay for treatment when your accident and injury was caused by the actions or inactions of another person. In fact, the person or entity liable for your accident should pay the totality of your medical bills.

What Medical Expense Recovery Means

It’s commonly the case that you will have medical treatment for an injury long before you have the opportunity to arrange for an insurance company to pay your medical expenses. In other words, medical expense recovery is essentially compensation for the money you have already spent for your treatment, which can include expenses related to your health insurance coverage.

Compensation for medical bills is intended to cover the expenses of your initial treatments, as well as the expenses for any ongoing treatments. This is particularly important if you have suffered temporary or permanent disability as a result of your injury, which will impact both your quality of life and your earning potential. An experienced personal injury lawyer will be able to assess your case and give you a better idea of the compensation you should seek for your medical expenses.

What About Emotional Injuries?

The term “pain and suffering” is referenced often in injury cases and it essentially means placing a price on the emotional turmoil you experienced as a result of your injuries, medical treatment, and other consequences of the accident. Usually, when people sue for medical expense recovery, they also sue for emotional injuries related to the accident. Your lawyer will be able to help you calculate the cost of your emotional injuries.

How a Lawyer in Houston, TX Can Help You

An experienced injury lawyer will be well-versed in all of the legal precedents associated with your case and can help you build a case that will secure your fair compensation for your injuries. In general, there are two strategies that are commonly used for these types of cases: negotiating a settlement with an insurance company or taking your case to trial.

Negotiation

The insurance company representing the person or organization responsible for your accident will be responsible for paying compensation for your medical expenses. However, many insurance companies are reluctant to make fair settlement offers. If you are contacted by an insurance company with an offer for a settlement, it’s always in your best interest to contact a lawyer before you make contact with the insurance company.

After a lawyer examines the details of your case, they may determine that the insurance company is not offering you a fair settlement. From there, a lawyer will negotiate with the insurance company on your behalf to secure a better settlement offer that will cover the expenses of your current and future medical expenses related to your accident injury.

Trial

Because some insurance companies may not be willing to negotiate with a lawyer for a better settlement, your case may graduate to trial. This is where the expertise of an experienced lawyer will be essential. A lawyer will be able to gather the evidence necessary to prove your case in court. This will include evidence of the accident to prove liability for your injury, medical reports, expert testimony, and much more.

Common Accidents for Personal Injury

Generally speaking, an accident that was caused by another person or organization, either through direct action or inaction (such as negligence) is eligible for an injury lawsuit. There are a few specific situations where these injuries are most common, such as medical malpractice, car accidents, and workplace injuries. Each of these types of accidents presents unique challenges when cases are negotiated or taken to court.

Medical Malpractice

Medical malpractice claims are sometimes difficult to prove, but an experienced lawyer can gather evidence that will prove a healthcare worker was negligent in your care. Medical malpractice claims are most common when it can be proven that your injury was caused by a deviation from the standard of care expected during medical treatment. Medical malpractice lawsuits can be launched against surgeons, doctors, nurses, hospitals, and pharmacists.

Car Accidents

Car accidents aren’t always clean-cut cases, especially because Texas is a comparative negligence state. Essentially, this means that both drivers can be found partly responsible for an accident (and injuries related to the accident). For your case, it’s important to have an experienced lawyer by your side who can help you defend any liability claims so you can secure compensation for your medical expenses.

Workplace Injuries

In Texas, workplace injuries may be the most difficult type of injury to seek compensation for. Texas businesses are not required to offer worker’s compensation, and if worker’s compensation insurance is offered, this insurance may not always be granted if your employer is reluctant to claim liability for your accident. Injury lawyers understand how worker’s compensation claims can be approved so you can have your medical expenses and other economic impacts, such as time off for recovery, paid by your employer.

After an injury, there may be many medical expenses for treatments, ongoing therapy, or other medical-related costs that come out of your pocket. However, if you aren’t responsible for your accident, then you may be able to seek compensation for your current and future medical bills related to your accident. For more information about medical expense compensation after a personal injury, please contact Abraham, Watkins, Nichols, Agosto, Aziz & Stogner in Houston TX today.