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You Were Involved In An Accident: Now What?

AdobeStock_264706015.jpegBefore you can get behind the wheel, you are supposed to learn defensive driving techniques.

Alcohol consumption, cellphone use and excessive speed can cause catastrophic harm. Yet, most people never fathom being in a motor vehicle accident.

It's important to know what to do should a crash take place, nonetheless.

Five considerations when responding to a crash

Some traffic incidents may not seem serious. However, there is always the possibility of sustaining injuries - many of which might not become immediately apparent.

After a collision:

  • Check for injuries. If you or one of your passengers experience neck or back pain, remain still until paramedics arrive.
  • Determine whether you are in danger. Approaching vehicles may not anticipate the need to stop, and smoke or the smell of gas could indicate further risk. If you are physically able to do so, turn your hazard lights on and pull your vehicle over to a safer location, out of the flow of traffic.
  • See if other people are hurt. You may be able to assist with first aid or provide comfort until trained help arrives.
  • Report the crash. Authorities can evaluate the potential causes of the incident and provide immediate medical attention. Proving an insurance claim may rest on a police report, which will likely be helpful in recovering damages through a personal injury lawsuit as well.
  • Gather information. After a crash, the involved drivers must exchange names, phone numbers, addresses and automobile insurance policy numbers. Witness statements and pictures of the scene, vehicles and injuries could also help with a financial recovery.

After receiving permission to leave the scene, you should have your physician evaluate you for injuries. Your medical documentation will be reviewed if you decide to seek compensation, so be thorough in reporting your symptoms. If you believe another motorist's negligence is to blame, time is of the essence in exploring your options.

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