When people are hurt, they often seek medical attention. The same is true even if the injury is due to the negligence of a third party. However, people are often surprised to learn that when insurance companies follow certain steps, they are entitled to be reimbursed when a patient makes a financial recovery against a negligent third party.
For example, let’s suppose you are involved in a serious car accident when someone ran a red light. Let’s further suppose you were taken by ambulance to the hospital, and that you had surgery, physical therapy, and an extended hospital stay. More likely than not, you would submit your bills to your private insurance company, assuming you had coverage. It is further likely those bills would be paid, depending on what type of insurance policy you have.
If your insurance company asserts their rights, and if you went on to make a financial recovery against the negligent driver who caused the accident and your injuries, you would be obligated to reimburse your insurance company for the medical bills they paid. When insurance companies take certain steps, Texas law allows them to be reimbursed for paid medical bills for injuries that are due to the negligence of a third party in the event that a financial recovery is made.
Abraham Watkins can help you make a financial recovery for both non-economic and economic damages you may have suffered due to the negligent acts of a third party. Contact us for a free consultation.